How Bad Do Debt Settlement Programs Hurt Your Credit?

Credit ratings have grown in importance over time. Originally, reports were designed to assist lenders who considered extending credit. Today, employers routinely use credit ratings to qualify job applicants. Insurance companies may use credit ratings to increase premium charges. Government agencies use ratings to disqualify employees when applying for positions that have access to sensitive [...]

Can Debt Settlement Programs Affect Your Credit Score?

One key to prolonged financial success is getting real. This means getting real with your creditors and getting real with yourself. Understanding the realities that face you is important in any debt situation. That having been said, consumers today are thinking about these things more than ever. When they make decisions on how to get [...]